Home Loans for Every Lifestyle

Mortgage Options that Fit Your Needs

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Jumbo Loans

Pacific Home Loans offers one of the largest selections of Jumbo Loans in California

Learn about our jumbo home loan programs and our competitive rates!

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First-Time Homebuyers

Conventional, FHA, & VA loans designed just for First-Time Homebuyers

Learn about our loan programs that will ensure you have the best possible chance to get pre-qualified to buy your first home or condo.

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Reverse Mortgage Loans

Visit our Reverse Mortgage page to find out if our Reverse Mortgage is right for you

The Reverse Mortgage is designed to assist those over 62 access the equity in their home.

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Alternative Document

Niche, Alternative Document, and Specialty Programs for the Self-Employed and Investor

Learn about all of our Alternative Document loans designed for self-employed applicants and investors purchasing or refinancing California properties.

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Pacific Home Loans: Your Orange County Mortgage and Home Lending Experts

Pacific Home Loans is a direct lender and broker of California home loans based out of Orange County, California. We offer a complete line-up of home loan programs perfect for your financial needs. We offer loans throughout the state but specialize in financing Orange County properties from our Laguna Beach office where we have been located for over 20 years.

As a mortgage banker and mortgage broker, Pacific Home Loans can fund your loan in-house for some of the quickest closings and lowest rates in Orange County along with the added benefit of a complete line up of residential home loans such as conventional, portfolio, jumbo, first-time homebuyer, reverse mortgages, and many more loan programs to ensure all your California residential home loan needs are met.

Whether you are purchasing or refinancing an Orange County home or condominium, Pacific Home Loans is committed to providing you with high-level mortgage planning, guiding you to make informed decisions regarding what is likely to be one of life’s biggest investments.

California Home Loans