California Asset Depletion Loan

It is now possible for national and international borrowers with sufficient assets to qualify for a California home loan with no income or employment with RTC Mortgage’s California Asset Depletion Loan.

California Asset Depletion

Loan Features

  • Borrowers are qualified based on verified liquid assets
  • Credit scores as low as 680
  • Jumbo loan amounts up to $3 million
  • Minimum loan amount $250,000
  • Max cash out $1.5 million
  • Employment and income are not required to be disclosed on the 1003 loan application
  • Possible to use liquid assets with verified income
  • Foreign Nationals allowed

Loan Terms

5/1 ARM – Interest only available

7/1 ARM

10/1 ARM

15 & 30 year fixed

If you think your financial situation makes sense for qualifying for a loan, email us today or call toll free 866-389-2778 or local 808-891-0415 during business hours to see if one of our programs is the loan you have been searching for. Or if you’re ready to get started, click to get pre-qualified to begin your loan application right away.