Lower Your Payments!

FHA Streamline Refinance Program Highlights

The FHA Streamline Refinance Program makes it a snap for any California homeowner to lower their monthly payments by refinancing an existing FHA loan.

California FHA streamline

Why refinance your FHA Mortgage?

• To get a lower interest rate!
• Lower your payments!
• Pay off your loan faster!
• Build equity faster!

The California Streamline Refinance program has massively reduced the paperwork necessary to refinance. It iss now easier than ever for Southern California residents to potentially save thousands in mortgage costs over time.

Apply Now! Pre-Approval in 24 Hours!

California Streamline Refinance Program Features:

• No credit check
• No appraisal required
• “Underwater” homes ok
• Available in Orange County and throughout California
• No income verification
• No employment verification
• Self-employed and business owners ok!


The team…was wonderful! My situation was challenging and they made it all happen in a timely manner. Great communication at every stage of the process, support and suggestions in getting documentation needed and the loan itself was a very good one! I’ve been in real estate for over 40 years and I can honestly say this company is the best I’ve ever worked with. I’d recommend them to anyone and would certainly work with them again.

-Susan W.

Are you eligible?

You can benefit from the California Streamlined Refinance Program if you meet the following criteria:
o Your original California FHA loan must be in good standing, with all payments made on time for the last 12 months.
o The refinance must lower your monthly payments.

I’m Ready to Lower My Payment!

Cash-out refinancing.

Call us for details about cash-out refinancing. Cash-out is not available under the California FHA Streamlined Refinance Program. But there are other programs available.

Pre-Approval within 24 Hours!

Located in Orange County, California’s beach city of Laguna Beach, Pacific Home Loans, is your hometown expert on Orange County properties – including the beach cities of Laguna Beach, Newport Beach, Huntington Beach, Seal Beach, San Clemente, and Dana Point.

As a statewide California licensed broker and lender, we have years of experience in assisting borrowers throughout all of Orange County and statewide, from San Diego to San Francisco.

Email us today, or call one of our Orange County, California FHA Streamline specialists today to start the loan preapproval process.

Contact Us About Refinancing!

For more information, visit our Home Loan Program page now. Or call us today at (949) 494-4861, and we will help match your individual situation to the perfect loan for you.

Areas served:

• California
• Orange County
• Newport Beach
• Costa Mesa
• Laguna Beach
• Laguna Niguel
• Dana Point
• Irvine
• Anaheim
• San Clemente
• Tustin
• Oceanside
• San Diego

• City of Orange
• Santa Ana
• San Juan Capistrano
• Garden Grove
• Long Beach
• Fountain Valley
• Palos Verdes
• Laguna Hills
• Mission Viejo
• Ladera Ranch
• Cerritos
• Westminster
• Hawaiian Gardens