Our Alternative Document financing options have been temporarily suspended. We hope to have these programs available again in the near future. Thank you!

Orange County, CA Private Money Loan

Pacific Home Loans is your premier private money lender based out of Laguna Beach and servicing all of Orange County, CA for over 20 years.

California Private Money Loans

Our Hard Money Loans are backed by private investors and hedge funds for some of the most competitive private financing in California.

Pacific Home Loans specializes in Hard Money Loans for borrowers who do not meet the stringent requirements of today’s conventional underwriting guidelines.

  • When conventional financing is not an option
  • Fast closings, in as little as 2 weeks
  • Non-traditional credit okay
  • No income verification
  • No seasoning requirements for cash out
  • Bridge loan: REO, foreclosure, and short sale flips
  • Bridge loan: funding for acquisition and rehab in preparation for conventional financing

Pacific Home Loans has an excellent reputation in Orange County for borrowers who are in need of fast, creative financing solutions. As a direct private money lender and a broker, we are able to turn around loans quickly, allowing you to get your hard-to-close loans funded fast!

Get Funded Now!