California Jumbo Loans
RTC Mortgage offers one of the largest selections of jumbo loans in the state of California.
Our California jumbo loans are available for owner occupants, second homeowners or investors shopping for loans greater than $726,525*. You have the choice of a fixed or adjustable rate.
Government Sponsored Jumbo Loans
Fannie Mae and Freddie Mac 5% down up to $726,525**
FHA 3.5% down up to $726,525**
USDA Zero down up to $581,220**
VA Zero down up to $726,525** and loan amounts up to $1,000,000
*Orange County conforming, VA and FHA loan limit.
**Orange County loan limits. County loan limits apply for the State of California: click here for a complete list of conforming and VA loan limits, here for FHA loan limits, and here for USDA loan limits.
Low Down Payment “No Mortgage Insurance” Jumbo Loans
30yr Fixed 10% down up to $900,000
Portfolio Jumbo Loans
30yr Fixed 20% down up to $2,000,000 loan amount
30yr Fixed 25% down up to $2,500,000 loan amount
30yr Fixed 30%% down up to $3,000,000
30yr Fixed 40% down up to $4,000,000
Alternative Document Jumbo Loans
Self-Employed / Alt Doc (no tax returns) up to $3,000,000
Pledged Asset up to $3,000,000
Asset Depletion up to $3,000,000
Investor – Property Cash Flow Loan up to $3,000,000
Investor – No Income Verification up to $3,000,000
Investor – Private Money up to $20,000,000