Our Team

Friendly. Professional. Knowledgeable.

RTC Mortgage’s experienced mortgage professionals is well-known for putting the customer first. Our team has an outstanding reputation among the thousands of homeowners we have served.

Steven Mangum
President/Loan Originator
NMLS #263952
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Bio and Testimonials
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LisaKathy Kirkbride
Operations Manager
Phone: (808) 891-0415
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Julia Strathmann
Office Administrator
Phone: (808) 891-0415
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Rick Cirelli
Mortgage Loan Originator
NMLS #288267
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Bio and Testimonials
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Channa Lee
MLO Assistant to
Rick Cirelli
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Irma Lowman
Senior Processor
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Kathy Hawley
File Opener
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Janae Victor
Senior Processor
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Susana Ornelas
Closer
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Cindy Anderson
Senior Processor
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Bridgette Tattersal
Underwriter
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As a mortgage banker and mortgage broker, RTC Mortgage can fund your loan in-house for some of the quickest closings and lowest rates in California along with the added benefit of many portfolio loans such as land, construction to permanent, self-employed Alt Doc, condotel, and many more loan programs to ensure all your California residential home loan needs are met.

Whether you are purchasing or refinancing a California Home or a Condominium, RTC Mortgage is committed to providing you with high-level mortgage planning and guiding you in making informed decisions regarding what is likely to be one of life’s biggest investments.