California Conventional Refinance
Is your current home loan interest rate competitive?
A lower interest rate means a lower payment, paying off your loan faster, or both.
It never hurts to see what rate you can qualify for. If you’ve owned your home for a while, chances are good you may benefit by refinancing your home.
ASK ABOUT OUR ‘NO CLOSING COST’ REFINANCE PROGRAM!
What is Refinancing?
Refinancing simply means taking out a better loan and paying off your existing one. There are many reasons you might want to refinance. For example, you may want to:
• Get a lower interest rate
• Pay off a balloon payment
• Lower your payments
• Pay off your loan faster
• More flexible payment terms
• Spread out your payments over a longer period of time
• Convert from an adjustable rate mortgage to a fixed mortgage
• Convert home equity to cash (“cash-out refinancing”)
The last option, converting home equity into cash, is an incredibly flexible option: You can use the cash for any reason:
• Pay college expenses
• Pay for improvement and renovations
• Consolidate debt (debt-consolidation)
“Thank you so, so much, Rick! Joe & I are loving our new home – It was all
worth it in the end. I appreciate all of your hard work and making in happen.”
-Joe & Casey S., Ladera Ranch Homebuyers
With RTC Mortgage’s competitive rates, exceptional service, and digital mortgage process your home loan is in the best hands. If you’re interested in learning more about the opportunities offered by refinancing, call or e-mail us today and speak to one of our Orange County, California refinance specialists for more information.
• Orange County
• Newport Beach
• Costa Mesa
• Laguna Beach
• Laguna Niguel
• Dana Point
• San Clemente
• San Diego
• City of Orange
• Santa Ana
• San Juan Capistrano
• Garden Grove
• Long Beach
• Fountain Valley
• Palos Verdes
• Laguna Hills
• Mission Viejo
• Ladera Ranch
• Hawaiian Gardens