State of California Disclosure

Governing law: You agree that your use of the Pacific Home Loans website and its affiliated resources is governed by the laws of the State of California and any applicable federal laws of the United States of America. For individual products and services offered by Pacific Home Loans, the applicable customer agreements and disclosures may specify that the laws of another jurisdiction will govern your use of the account and/or service, and the terms of those disclosures and agreements will continue to apply.

The state agency that administers our compliance with these state laws is the California Department of Business Oversight, Sacramento, CA 95814.